Crypto regulation in Armenia 2025: obtaining a crypto license and new requirements

In 2025, Armenia is actively forming a modern regulatory framework for the cryptocurrency market. The main goal of the reform is to ensure transparency, financial security and increase the country's investment attractiveness. The new rules are aimed at service providers in the field of digital assets, as well as crypto market participants who want to work legally and in accordance with international standards.

Regulatory authorities

The Central Bank of Armenia plays a key role, developing and implementing financial policy for the cryptocurrency sector. In parallel, the State Revenue Committee ensures tax control and monitors the compliance of transactions with established rules.

Legislative framework

The main document is the draft law "On the regulation of cryptocurrencies" of 2025. It establishes licensing requirements, obligations to combat money laundering (AML) and the financing of terrorism (CFT), as well as requirements for financial reporting and transparency. In addition, the law on combating money laundering and the financing of terrorism is in effect, which also applies to the cryptosphere.

Licensing

Companies that issue, exchange or store crypto assets are required to obtain a license. To do this, it is necessary to provide information about the business owners, a business plan, and also prove the availability of sufficient authorized capital. Particular attention is paid to the creation of internal control systems and the implementation of mechanisms for compliance with AML/CFT requirements.

Requirements for activities

Crypto companies are subject to mandatory KYC procedures and transaction accounting. A mechanism of the so-called "financial hygiene" is introduced to verify the legality of capital sources. Consumer protection and risk management standards are also increased, making the market more reliable and attractive to investors.

Liability for violations

Violation of the established rules entails administrative and criminal sanctions, including large fines and suspension of companies' activities. This emphasizes the seriousness of the Armenian authorities' approach to the formation of a transparent and safe crypto market.

Armenia in 2025 demonstrates readiness to implement European and international standards for regulating the cryptocurrency sector. Clear rules, government control and increased requirements for companies contribute to the development of a civilized digital asset market and strengthen investor confidence.

IT-OFFSHORE is ready to provide comprehensive support in obtaining a crypto license in Armenia: from preparing documents and a business plan to accompanying the licensing process.