Top 5 Most Reliable Banks in 2025 According to Forbes
In today's world, opening a bank account has become an important step for individuals and companies seeking to manage their finances effectively and securely. The choice of bank impacts not only the convenience of conducting daily transactions but also the level of security for funds, access to international markets, and potential financial opportunities.
Most Reliable Banks in 2025
Based on the latest research and rankings from Forbes and other authoritative sources, several banks stand out as the most reliable for opening accounts in 2025. These banks consistently maintain top positions globally for reliability, asset size, technological innovations, and their presence in international markets.
1. JPMorgan Chase (USA)
The largest bank in the U.S. and one of the most stable financial institutions globally. JPMorgan actively integrates digital solutions such as FedNow and offers a broad range of services in investment banking and asset management. Its stability and liquidity make it a popular choice for both business and personal deposits.
2. Industrial and Commercial Bank of China (ICBC)
The world's largest bank by assets and China's leading bank. Supported by the government, ICBC continues to expand its international presence, offering a wide range of products from personal deposits to financing large infrastructure projects.
3. Bank of America
The second-largest U.S. bank, known for its strong presence in wealth management and digital banking services. Serving over 68 million clients globally, it demonstrates high popularity and trust among users.
4. HSBC (UK)
A British financial corporation with long-standing experience in Asia and a global network covering over 60 countries. HSBC is particularly sought after for personal and corporate accounts due to its broad network and reliability.
5. Qatar National Bank (QNB)
The best choice for clients from emerging markets, focusing on digitalization and expansion in the Middle East and Africa. QNB offers innovative solutions for small and medium-sized enterprises, making it popular for businesses aiming for growth in transitional economies.
Opening an Account in an International Bank
The choice of a reliable bank requires not only attention to its reputation but also an understanding of how difficult it is to open an account and what conditions are offered to clients.
According to data presented by Forbes and other global sources, the account rejection rate ranges from 15% to 20%, particularly for international accounts or accounts for companies registered in countries with stringent requirements on the legitimacy of funds. Reasons for rejection may include missing documentation, insufficient financial transparency, or failure to meet anti-money laundering (AML) standards.
Typically, to open a corporate account in foreign banks, the following documents are required:
- Passport or other identification.
- Proof of residence (utility bills, lease agreements).
- Proof of income (account statements, tax returns).
- Online verification for the company’s director.
- Company registration documents and financial reports.
The registration process can take from a few days to several weeks, depending on the bank and country. Online account opening has become possible in most large banks, which simplifies the process for clients located outside the bank's country of registration.
For effective account opening in a foreign bank, we recommend reaching out to IT-OFFSHORE legal experts. Our specialists will help you choose the optimal bank, prepare the necessary documents, and ensure compliance with all legal requirements.
