Open a Corporate Account at Bankera

Bankera is a digital payment services platform founded in 2017 in Vilnius, Lithuania. The ICO of the BNK token took place in August-November 2017, including a pre-round and the main Initial Coin Offering. The company is registered under the legal name Era Finance Ltd., acting as an agent of Pervesk UAB, a licensed electronic payment institution supervised by the Bank of Lithuania.

The company was founded by three entrepreneurs — Justas Dobiliauskas, Mantas Mockevičius and Vytautas Karalevičius, who had previously participated in the launch of the cryptocurrency platform SpectroCoin. It was on the experience of SpectroCoin that the idea of developing Bankera as a digital bank for the blockchain era was based.

Reliability and regulatory status

Bankera is not formally a bank — its activities are regulated through Pervesk UAB, an electronic money institution with license No. 17 from the Bank of Lithuania. Era Finance Ltd. acts as an agent and offers payment account, card and IBAN services.

The Lithuanian regulator supervises Pervesk's activities, which provides a certain level of security for clients. At the same time, the BNK token scheme, which operated on the principle of revenue sharing (20% of transaction fees were distributed to token holders), ended in 2022 and is now considered closed, and investors are warned about the risks from the project's past ICO.

Partners and ecosystem

Bankera is closely connected to the SpectroCoin and Pervesk UAB ecosystem, which allowed it to quickly build up the infrastructure for crypto and fiat services. The company's affiliate program offers marketing support, a dedicated account manager, access to a customer onboarding platform with KYC/AML verification, API integrations, cards and IBAN accounts.

Among the Bankera ICO consultants were prominent figures: former head of SEB, former member of the European Parliament Antanas Guoga and others - however, a number of participants later distanced themselves from the project, stating that their names were used for marketing purposes.

Activities and offers

Bankera offers a wide range of services for both individuals and businesses:

• Payment accounts with a dedicated IBAN, SEPA and SWIFT transfers;
• Physical and virtual Visa debit cards;
• Payment processing: from cards to crypto and alternative methods;
• Lending: including crypto-backed loans, invoice financing and business loans from €2,000 with a flexible guarantee and a term of up to 60 months;
• Investment products: ETFs, crypto funds, robo-advisors (in development).

Bankera positions itself as an alternative to traditional banks, especially in the digital business segment: eCommerce, affiliates, crypto exchangers and fintech companies actively use its solutions.

Bankera began its operations in 2017 as a digital financial platform created by an experienced team based on SpectroCoin. It is regulated under the auspices of Pervesk UAB and the Bank of Lithuania, and has licenses of an electronic payment institution. The platform is reliable both in terms of infrastructure and legality, and offers a range of services: payment accounts, cards, fiat and crypto payment processing, loans and investments. The affiliate program strengthens marketing and expands the customer base.

IT-OFFSHORE is ready to help you open an account in Bankera, organize documents, carry out registration and integration so that you can make the most of the capabilities of this platform.